VerifyNow! is the first step to eliminating bounced checks by verifying payments instantly over the phone, Web or in person at the point of sale. VerifyNow! prompts you to accept or deny a check, just like a debit or credit card. 99% of checks approved with VerifyNow! clear and are posted to your account. With VerifyNow’s Online System there is no equipment to buy or lease and 100% of the principal balance is paid to your account.